Category Archives: Insurance

Blog banner image showing a vehicle accident victim being loaded into an ambulance.

What is MedPay Coverage and How Does it Work?

When it comes to auto accidents, any extra coverage or assistance can go a long way. Medical payments coverage, or more commonly known as MedPay, is an elective insurance option that nearly all auto insurance companies offer. Medical payments coverage pays for medical expenses for you, your passengers, bicycle riders and pedestrians if they are …

Reporting a total loss to the DMV

Do I Need To Notify The DMV If My Car Is Totaled In California?

After a serious car accident, understanding your legal obligations regarding a totaled vehicle is likely the least of your priorities. However, you must notify the DMV of a totaled car as it’s still an important step to ensure you’re in compliance with California law and avoid potential penalties. Legal Reporting Requirements for Total Loss Vehicles …

Can Health Insurance Seize Part of My Car Accident Settlement in California?

Can My Health Insurance Company Take Part of My Settlement in California?

When you win a personal injury settlement, it can feel like a huge relief. This money is meant to cover medical bills, lost wages, and other expenses. But sometimes, health insurance companies may want a portion of your settlement to pay themselves back for medical costs. This process is called subrogation, and it’s something to …

Doctor and patient

Treatment with Health Insurance versus On a Doctor’s Lien

If you’ve been researching your options after an accident, you’re probably aware by now that you can receive compensation for medical expenses. In California, if someone else was at fault—for instance, if a driver hit you—their insurer should cover the medical expenses related to your injuries. These costs fall under economic damages, which can be …

protect your personal injury settlement value

Smart Moves to Boost Your Personal Injury Settlement Value

Why is maximizing your settlement so crucial? It’s simple: the right settlement amount can significantly ease the financial burdens of recovery. A fair settlement value ensures you don’t just heal, but also regain your footing. In this article we’ll provide actionable tips and strategic moves to help you maximize the value of your personal injury …

Police officer at the site of a car accident.

Can You Claim a Car Accident Without a Police Report?

Although you CAN file an insurance claim without a police report, having one can provide clear, credible evidence to support your car accident claim. You were just involved in a car accident. Luckily, there didn’t appear to be major car damages or injuries. You exchanged information with the other driver and made sure to let …

Insurance claim form

How Car Insurance Lawyers Can Help Overcome Denied Claims

Navigating the world of car insurance claims can be daunting, especially when they deny your claim. This often leaves you feeling lost and unsure of the next steps. Fortunately, car insurance attorneys specialize in denied insurance claims. They can provide the guidance you need to appeal a denied claim successfully. Furthermore, they can help you …