When experience should be an asset, not a liability The Hidden Problem: When “Experience” Works Against You You’ve been driving for decades without a major incident. You know the roads, you follow traffic laws, and you’ve developed defensive driving skills that only come with years behind the wheel. So when another driver runs a red …
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You just got in a car accident. Before you’ve had a chance to catch your breath, the insurance company is already offering you money. While that first offer might seem like a quick fix, accepting it could leave you with unpaid bills, lingering pain, and no way to ask for more later. This is a …
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Your teen might be a great driver but it only takes one uninsured motorist to turn their world upside down. Teen drivers are the most at-risk group on the road. In California, drivers ages 18 to 24 make up just over 10% of the population but nearly 30% of all injuries in vehicle crashes. Nationwide, …
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Most drivers assume liability insurance covers all damages after a car accident, but that’s not always true. Insurance companies have strict rules on what they will and won’t pay for, and many accident victims pay out of pocket without even realizing it. What exactly does liability insurance cover in a car accident? And what can …
As a personal injury law firm, our attorneys have spent over fifty years combined representing car accident victims throughout California. We’ve become privy to countless interactions between injured individuals and insurance companies. One thing is abundantly clear: what you say to insurance representatives in the days and weeks following a serious accident can significantly impact …
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After a car accident, you can expect to deal with medical bills and car repairs—but you may be surprised at how quickly the insurance company reaches out to you. An insurance adjuster will contact you within days, sounding friendly and helpful. But if you don’t know how to handle investigative calls from auto insurance adjusters, …
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Imagine you’re driving safely when, out of nowhere, another car cuts you off and suddenly stops, causing you to rear-end them. You’re shaken but try to stay calm. Then, things get strange—the other driver insists on handling the situation privately, or their injuries seem exaggerated. Situations like this could be signs of insurance fraud car …
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Imagine driving home from work when suddenly another vehicle runs a red light and crashes into your car. The accident leaves you with severe injuries requiring extensive medical treatment and months of rehabilitation. Then comes the devastating news: the at-fault driver either has no insurance or carries only minimum coverage. This scenario, unfortunately, plays out …
Continue reading "The Importance of Having Large Uninsured/Underinsured Motorist Policies"
When it comes to auto accidents, any extra coverage or assistance can go a long way. Medical payments coverage, or more commonly known as MedPay, is an elective insurance option that nearly all auto insurance companies offer. Medical payments coverage pays for medical expenses for you, your passengers, bicycle riders and pedestrians if they are …
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After a serious car accident, understanding your legal obligations regarding a totaled vehicle is likely the least of your priorities. However, you must notify the DMV of a totaled car as it’s still an important step to ensure you’re in compliance with California law and avoid potential penalties. Legal Reporting Requirements for Total Loss Vehicles …
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